Could We buy travel insurance directly from insurance company?

Chartis Travel Insurance Adsense

As I was reading a thread in a Chinese forum today, someone is complaining life insurance agents are earning big fat salary paycheck but why don't he can't sign up an insurance himself without going to the agent and save him some money on the premiums.

Yes,my friend, I have doing some little research.Apparently, Chartis Malaysia (formerly known as AIA) has setting up a direct distribution channel which is http://www.chartisdirect.com.my.

Chartis Direct Malaysia

well,they have catered for 6 products at the moment and i believed this is quite straight forward and simple products as i believe this is more easier to make understand to consumers.

From marketing perspective, i am not really quite sure anyone will click onto the advertisement when they are reading website or blog. My little suggestion to Chartis is how about add this magical quote onto your advertisement. "15% discount that buy from us directly" . Is it sound better that increase the possibility that people click on your static ad?